This article explores the top credit control tools on the market in 2026.
What is Chaser?
Chaser is a credit control tool that automates payment reminders. It launched in 2013 and was originally built for small businesses and their accountants. However, in the past two years, Chaser has increased its prices and gated key features behind more expensive plans meaning it now appeals more to large finance teams and bigger businesses.
Why do businesses start looking for a Chaser alternative?
Pricing increases
Chaser’s pricing increased in 2026 with their cheapest plan now at £199 per month. This is only available for companies with a turnover under £4 million. If businesses cross this threshold, they move straight to £599 per month.
This pricing model means the cost of Chaser could increase significantly without the business changing how it uses the product. This mismatch is one of the most common triggers for switching.
Limited team collaboration
Chaser limits the number of users on their £199 plan to four users. If you are trying to delegate credit control work to your accountant or junior members of your team, this can be a problem and, at its worst, you end up doing more of the work yourself.
Similarly if you want to involve your Account Management team, user limits can be an issue. You cannot assign specific customers to a specific Account Manager meaning emails risk losing their personal touch.
Basic chasing emails
Chaser has solid functionality for sending chasing emails. You can use their templates or write your own and then schedule them to trigger at specific times.
However, there are limits to how much you can customise emails. If you are regularly sending exactly the same email to customers, they may switch off and start ignoring the email. In this case, it’s worth looking for a tool with more advanced functionality.
Best Chaser alternatives for small businesses in 2026
Here are the best Chaser alternatives in 2026:
- Trove — £50 / month
- Satago — £45 / month
- Paraglide — upon request
- Lunos AI — 0.3% of all collected revenue + £200
- Equisettle — upon request
| Name | Price | Designed for | Approach to AI |
|---|---|---|---|
| Chaser | £199 per month | Mid-Market Finance Teams |
|
| Satago | £45 per month | SMB Credit Teams |
|
| Trove | £50 per month | SMB Directors and Finance Teams |
|
| Paraglide | Upon Request | CFOs, AR specialists, credit controllers |
|
| Lunos AI | 0.3% of all collected revenue + £200 | CFOs, AR specialists, credit controllers |
|
| Equisettle | Upon Request | SMB AR Teams |
|
1. Trove — best alternative for SMB teams
Price: £50. No revenue thresholds or user limits.
Designed for: SMB teams who want to save time without harming customer relationships.
Approach to AI: AI is used to refresh templates, draft responses to clients and suggest Xero updates. No changes are made without human approval.
Reasons not to buy: Trove has limited add-ons like AI phone calls or forecasting.
✅ 30-day free trial available. Start now or read our guide to migrating from Chaser to Trove.
2. Satago
Pricing: Starts at £45 per month.
Designed for: SMB credit and risk teams with a focus on credit and invoice financing features.
AI approach: Limited AI based on the website.
Reasons not to buy: If you do not need key Satago features like invoice financing and credit risk reports.
3. Paraglide
Pricing: Pricing is available upon request.
Designed for: Larger SMBs with CFOs, AR specialists and credit controllers.
AI approach: Paraglide offers different agents for different tasks, for example an AI collections agent and AI billing support agent. They also emphasise a human-in-the-loop approach to AI.
Reasons not to buy: Pricing is unknown and may be out of range for smaller SMBs.
4. Lunos AI
Pricing: 0.3% of all collected revenue + £200.
Designed for: Like Paraglide, Lunos AI focuses on bigger SMBs employing more specialist roles.
AI approach: Lunos AI uses AI to automate outreach and handle replies from customers. It is not clear how involved finance teams remain in the process.
Reasons not to buy: Pricing could scale quickly. Lack of control over the AI’s actions.
5. Equisettle
Pricing: Upon request.
Designed for: SMBs big enough to have AR teams.
AI approach: Equisettle emphasises their 24/7 AI which can work while the team sleeps.
Reasons not to buy: Lack of reviews.
Conclusion: how to choose a Chaser alternative
Each provider has its own strengths and target market. If you are an SMB director looking to automate the manual work of chasing debtors, Trove will be the best fit. If you are a Credit Specialist looking for invoice financing alongside debtor management, Satago may work best.
Start with the features you need and which provider targets your company size and role. Once you have a short list, free trials and demos will help you decide.
